​ "WE OFFER FINANCING"  

Insurance Claims Process
Step 1 – Roof Inspection –  A certified HF Roofing manager will inspect your roof for storm damage.  We do a 100% full inspection of your home or business's roof, siding, gutters, windows, etc..

Step 2 – Once the inspection is complete and we have identified significant damage from wind and/or hail, we will gladly assist you with filing your claim with the insurance company while still on-premises. It only takes 10–20 minutes.


Step 3 – Within 3-7 days of submitting a claim, an adjuster will contact you to schedule an inspection. We will make ourselves available anytime the inspector is at your residence. It is very important that we are there during this process to ensure that 100% of the damages are accounted for.

Step 4 – We will review all the damages with the adjuster on site. Once the adjuster leaves, we will get to the fun stuff, such as shingles and color selections. A contract will be signed with all the selections you have chosen at that time.


Step 5 – Roof Installation – In most cases, the roof installation process will take only one day, depending on the size and steepness of the home. All other repairs will be done after the roof installation.


We strive for exceptional customer satisfaction. Please sit back and let our professionals handle the work.


 Signs that your roof has been damaged in a storm:


  • Missing shingles
  • Bald spots on shingles
  • Loose debris on your roof
  • Dents in your shingles
  • Blown-off shingles in your yard 
  • Broken or Clogged gutters and downspouts
  • Ice dams on your roof
  • Visible moisture in your attic
  • Mold or mildew growth

If you notice any of these signs, it's crucial to have your roof inspected and repaired as soon as possible to prevent further damage to your home.

Wind, Storm, and Hail Damage in Maryland

Why We’re the Trusted Choice?

We pride ourselves on being the trusted choice for our clients. Our unwavering commitment to providing exceptional products and services has earned us an outstanding reputation. Our clients trust us because we always prioritize their needs and strive to exceed their expectations. We are dedicated to building and maintaining strong relationships with our clients, and we consistently go above and beyond to ensure their satisfaction.


 MHIC LIC #105105  

*Minimum 2,500 Sq. feet. Offer Expires 08-30-2024

Minimum purchase required. Cannot be combined with other offers.

HF Roofing Contractor 

Is proud to be a member and a partner of the following organizations:

No Hassle, No Obligation
FREE ROOF INSPECTIONS!

Preferred Roofing Contractor of Owens Corning 

19 Years of hands-on experience in the roofing business.    " THE FIRST COST, THE LAST EXPENSE "

Call or Text  301-674-4460

   

Wind, Storm, and Hail Damage In Maryland

How Insurance Claims Work!!

1St Step: File a Claim

After calling HF Roofing Contractor, the first step is to locate your insurance policy information. Filling a claim has gotten easier over the years, with most companies having online or smartphone apps to speed things up.  If you have a mortgage on the house, you will also want to notify the mortgage company and ask them for a claim packet. 

How Adjustments Work
Once the insurance company is notified of a claim, they assign an adjuster to assess the damage.  Often, this is a private contractor that works on behalf of the insurance company.  We know how to work with the adjuster to clearly explain what it will take to correctly put your house dueling back together.  

We will often explain the construction details to the insurance company to ensure they are responsible.  We also need to address deficiencies if your house is not up to current codes.  Once a fair-good solution is agreed to, you will get an insurance claim summary in about a week.

Get More from Your Claim
There are many technical details and specific products used in repairing storm damage.  Without the help of a contractor like HF Roofing Contractor, the insurance adjuster can miss some or many details, leaving you with an incomplete repair or replacement.  We are knowledgeable about filing Claim Supplements in cases where a property owner already has a claim, but usually, more is needed.  

Why the Mortgage Company is Involved
Since the mortgage company holds your home as collateral against the loan, it is sometimes required to sign off on the check your insurance company issues.  This is because the mortgage company has a vested interest in restoring your home and maintaining its value.  This may seem difficult, but we are used to dealing with this situation and are happy to help you smooth the process.  

Recoverable Depreciation
Recoverable depreciation is the portion of the claim the insurance company withholds to ensure the work is actually performed.  If you do not complete the job or all of it, you will typically fail to fulfill an agreement and lose money. 


Trust Us To Handle It
You can depend on our team to provide comprehensive service when you have hail or wind damage. We can handle all of your storm-related repairs needs as soon as possible.